Our judging panel consists of vetted fintech and payment industry experts who will evaluate the RemTECH Awards 2018 entries. We appreciate their commitment to furthering money transfer innovation by taking time out of their schedules to contribute.



Luis Buenaventura

Luis started working in the Bitcoin space in 2014 with his startup Bloom Solutions, where he is currently CTO and focuses on bringing the blockchain to remittance businesses around the world. He authored the book “Reinventing Remittances with Bitcoin,” which collects strategies and stories about the fast-growing Bitcoin remittance industry.

His writing has been featured on Quartz, Techcrunch, The Next Web, Tech in Asia, and Rappler while maintaining his own blog and drawing nerdy cartoons. He’s presented on these topics at Inside Bitcoins Singapore, the International Money Transfer Conference (IMTC) in Madrid, San Francisco, Las Vegas and Miami, BlockFin Vietnam, and the Brookings Blum Roundtable in Aspen.



Leon Isaacs

Leon has a deep knowledge of remittances and in particular, how they work; the development potential of them, regulatory issues across multiple markets; the existing product offerings in the market; the challenges and opportunities in send and receive markets as well as consumer needs. He is a partner and founder of Developing Markets Association (DMA) in London where he provides assistance to and deliver projects for a wide range of stakeholders interested in harnessing remittances for development. In this area DMA clients are predominately multilateral institutions, national development agencies, money services business and Diaspora organisations.

Prior to establishing DMA, he worked for 15 years at a senior level for a number of international money transfer companies including MoneyGram, Travelex, Thomas Cook and Coinstar. At these companies he was very involved in developing the strategic direction of the businesses and was responsible for new product development as well as outreach strategies for increasing market share.

Leon continually liaises with international regulators, donor agencies technology companies, consumers, and all stakeholders with an interest in the remittance market as well as a speaker at conferences such as the IMTC, the International Money Transfer Conferences.

Olivia chow profile


Olivia Chow

Olivia is founder and CEO of Yokip Consulting, which provides blockchain cross-border payment advisory, research, and technology to startups, money service businesses, hedge funds, and exchanges. Olivia has a decade of experience helping public and private companies break into new markets and innovate. Yokip Consulting is based in New York with clients globally dedicated to bringing blockchain to cross-border payments understanding that the maturity of the blockchain payments infrastructure severely limits the other benefits and use cases of the technology. United by this goal, Olivia has worked closely with Mohr-World Consulting founder, Hugo Cuevas-Mohr on a number of projects, including co-chairing The RemTECH Awards 2018 and The Blockchain Series.

Whether directing the first consumer-focused and internationally-recognized finder.com Money Transfer Awards or improving sustainability for a supply chain for a corporation whose products can be found in 9 out of 10 American households, she leverages the same strategic, deeply investigative, and pioneering approach that is the foundation of Yokip Consulting’s stakeholder research and implementation. This has led her to speak on the subject, including at the Foresight and Trends Conference 2016, teaching at Saint Peter’s University in New Jersey, and being featured and consulting for The New York Times and Vice and Intel’s The Creator’s Project.



Faisal Khan

Faisal is a result-oriented Banking, Payments & Fintech Consultant and the owner of Faisal Khan & Company which specializes in Cross-Border Money Transfer and Payment Systems. Faisal has Payments in his DNA. One of the most recognized faces of the industry! He is a prolific Blogger, Quora Top Writer for 5-years running, Co-Host of fintech podcasts Around the Coin featuring a new series focusing just on remittances, Money on the Move.

He specializes in services for the money transfer industry on partnering, opening new markets, new channels, expanding their reach into foreign markets, gaining access to banking, optimizing international ACH payments, advising Fintech startups, individual entrepreneurs, Not-For-Profit entities, for old, new and emerging methodologies. Based out of Karachi, Pakistan, Faisal works globally with about 80% of his clients coming from North America and the remaining 20% from UK/EU.

Faisal is Co-founder & CEO of Interbank Financial Services (IBFS) a company that specializes the architecting and product validation of electronic payments systems for clients, specifically tailored around the alternative delivery channels for the money transfers, mobile payments and e-wallets. He was also the VP Operations of CoinX where he supervised CoinXTrader (the 1st Licensed Bitcoin Exchange in the US) and CoinHub (CoinX’s Remittance/Money-Transfer platform).



Arundhoti Banerjee

Defining Innovation? Look no further, based in Dubai, Arundhoti is the Head of Global Strategy & Digital Business for Xpress Money for the past five years. Part of this is through creating partnerships for the company that enable strategic benefits and exponential growth.

Whilst she’s been in the financial services for around 12 years, working across a variety of different products for both fast paced start-ups and large organizations, her background is in engineering and have an MBA degree from IIM Ahmedabad, India.

george harrap


George Harrap

George is the founder and CEO of Hong Kong based Bitcoin startup Bitspark. Bitspark is the world’s first cash in cash out remittance service for Money Transfer Agents — leveraging Bitcoin and Blockchain technology to send money cheaper, quicker and to more destinations. Often a speaker and educator on Blockchain technology internationally having been recognized by financial institutions and some of the largest publications in the world, George has entered the world of finance from a background in Engineering and is focused on bringing financial services and opportunities to the world’s unbanked.



Jonathan Capal

Jonathan is Director of Asia-Pacific at Developing Markets Association, a specialist in the field of international remittances with a background in managing remittances, financial literacy, migration and development projects, and foreign investments forums. In 2009 Jonathan launched DMA’s Asia Pacific operation in Sydney, Australia. From this office he manages the Australian and New Zealand government supported Send Money Pacific Project and initiated Send Money Asia Project.

Furthermore, Jonathan is involved in major remittances projects including the World Bank’s ongoing global remittance prices database as well as managing investment programs for a number of governments. Prior to his career at DMA, Jonathan was the production manager on flagship investment journals for both government and corporate clients and consulted on innovative remittances projects for DFID. Jonathan holds a degree in Economics and Public Policy.



Sofia Freyder

Sofia is a highly experienced product management and marketing professional with a strong and varied background in the payments industry. She has a successful track record in directing all aspects of payments product ideation, development and market launch in the US and international markets.

Currently she is an Executive Director with JP Morgan Chase Bank responsible for real-time payments launch in the US market. Just before that she was a Global Head of Product Marketing and Strategic Partnerships at Earthport where she managed the company’s product strategy, roadmap and innovation. In her role she worked on enabling the business to translate its global cross-border payments vision into meaningful selling propositions and product innovation, drove strategic partnership including innovative partnership with Ripple distributed ledger technology company.

Prior to that, Sofia was a Product Management Senior Director with Mastercard, where she worked on the development and commercialization of new cross-border payments products – Mastercard Send.

Previously she spent several years in senior Product Marketing and Product Management roles at Western Union in charge of both domestic and international business where she developed and launched several payments products for different regions worldwide.

Sofia has a Master’s and Bachelor’s Degree in Business Administration as well as a Master’s Degree in Marketing. Sofia is very passionate about global payment and remittance space, proactively involved with industry players consulting on latest innovations, industry challenges and opportunities.



Sia Hui Yong

Mr HY Sia started his career by founding Ionnex in year 2002, a company specializing in mobile value added services and software development. Sia is one of the earliest mobile VAS industry in Malaysia, and successfully steered the company to expand regionally in Asia Pacific region.

In year 2008, Sia founded Tranglo as cross-border telecommunication and payment processing hub. Sia pioneered one of the world first deployment of cross border telecom minutes transfer as micro value remittance for Tranglo. Today, Tranglo covers more than than 250 mobile operators and 600 banks globally, processing more than USD1 billion yearly.

HY Sia graduated as Bachelor of Information Technology, Multimedia University (Cyberjaya, Malaysia) in year 2001 and is one of the 2016 Ernst & Young Entrepreneur of Year alumni.